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Our Commitment to Your Long-Term Care Benefits

Explore our dedicated services, offered with empathy and expertise, designed to ensure you receive the benefits you deserve.

In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."

Comprehensive Support

Maximize Your Insurance Benefits

Our team specializes in policy reviews, claim filing, and denial appeals, ensuring you receive every benefit you are entitled to. We stand by you with compassionate and knowledgeable support.

Far too often I hear from families months after their loved one started their care. If they had only called prior to starting care for their loved one, we could have saved them substantial time, money, stress and heartache. Of course calling us early is not always possible, and we understand that. We will still do everything we can to assist regardless of where a family is on their claim journey. 

Sean K. Collins
Founder, Safe Harbor LTC
Policy Review
Understanding your long-term care insurance policy shouldn’t feel like solving a puzzle. Our experts will carefully review your policy, breaking down the complex language and explaining your benefits in clear, simple terms. We’ll help you understand what your policy covers, identify any limitations, and show you how to make the most of your coverage. Whether you’re planning ahead or preparing for a claim, we’re here to ensure you feel confident and informed every step of the way.
Claim Filing
Filing a claim for long-term care benefits can be time-consuming and overwhelming. That’s where we come in. Our team will take this burden off you. We will prepare and submit all required documentation accurately and on time. We take the stress out of claim filing by handling the details for you, so you can focus on what truly matters—your, or your loved one's, care and well-being.
Denial Appeals
A denied claim doesn’t have to mean the end of the road. At Safe Harbor LTC, we specialize in turning “no” into “yes.” If your claim has been denied, we’ll thoroughly analyze the decision, identify where the original claim fell short, and craft a compelling appeal on your behalf if we believe the claim should be covered. With our experience and dedication, we will work tirelessly to ensure you receive the benefits you deserve.
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
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Long-Term Care Insurance: Empowering Policyholders

Discover how long-term care insurance provides peace of mind and financial security for policyholders, ensuring quality care when it's needed most.

  • Comprehensive coverage for various care needs
  • Flexibility in choosing care settings
  • Protection of assets and retirement savings
  • Access to professional care coordination services
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."

FAQ

Common Questions About Our Services

Find answers to your questions about our advocacy services for long-term care insurance.

How does Safe Harbor LTC assist with policy reviews?

We meticulously analyze your policy to ensure you are aware of all benefits and rights, helping you make informed decisions.

What should I do if my claim is denied?

If you filed your original claim using our services, you're already covered.  We are committed to standing by your side. until we've exhausted all available options as part of your claim filing package.  If we were not involved in the original claim, reach out and we can discuss your situation and talk about how we can handle your appeal process for you start to finish

How can I start a claim filing with Safe Harbor LTC?

We start all engagements with a free 30 minutes consultation where you can tell us about your situation and we can walk you through our process and how we can help take the burden off your shoulders, and give you the best possible chance of a successful claim. 

In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."

Secure Your Benefits Today

Let us take the stress out of managing your long-term care insurance. Contact our team today for personalized, confidential support. We’re here to help you every step of the way.

In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."
In the right area, tell Kimmy what kind of section you want to add, like "I'd like to add a product introduction here."

© Safe Harbor LTC 2024, All Rights Reserved. Let us help you access your long-term care insurance benefits with our full range of policyholder advocate services. Contact us today to get the benefits you deserve. 
Safe Harbor LTC is not a law firm and does not offer legal advice.